A well-prepared financing file is half the journey. Before comparing offers, gather the key facts: exact amount, desired term and the purpose of the project.

Be realistic about your repayment capacity. A comfortable monthly payment beats a term so short it strains your budget — and lenders look at this too.

Finally, remember that a request through an intermediary like Finovia-Capitals is free and non-binding: it is there to explore your options, not to tie you down.